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Breakdown Cover

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Whether you're a frequent driver or only use your car occasionally, breakdown cover is an essential purchase that can give you real peace of mind. When your vehicle suddenly and unexpectedly breaks down at the side of the road, you'll be glad you have a policy in place to get help fast. We'll look at the key benefits of breakdown cover and why it should be a top priority.

Breakdown cover provides roadside assistance if you experience a mechanical or electrical failure while driving. Most policies offer services like breakdown repair at the roadside, towing to a nearby garage if the problem can't be fixed, transportation to continue your journey, overnight accommodation if required, and even repatriation back to your home address.

Having breakdown assistance takes the stress out of what would otherwise be an upsetting, difficult situation. There's no need to try and diagnose the problem or get your car recovered yourself. And you won't be left stranded, missing appointments or having to fork out for expensive one-off call out fees. Simply call your breakdown provider's 24/7 helpline and let them efficiently handle it for you. As well as the peace of mind, an overlooked benefit of breakdown cover is that it helps maintain the value of your vehicle. Having to be recovered and repaired without cover in place can seriously depreciate a car's worth. But with a policy, repairs and recovery are carried out by approved professionals, leaving no lasting damage.

Breakdown cover also safeguards you against hefty one-off costs. For example, being recovered just a few miles by a mechanic without cover could easily cost over £200. Having an annual policy works out much cheaper and ensures you're fully protected all year round.

When choosing breakdown cover, you'll usually find three main levels:

• Roadside Assistance - Covers call outs for a roadside repair and/or towing to a local garage. Basic but essential cover.
• Roadside & Recovery - Extends the roadside help to include recovery to anywhere within the UK. Ideal for frequent, long distance drivers.
• Onward Travel - Adding extras like overnight accommodation, car hire and more.

Whichever policy you select, check that it covers you in the event of punctures, lost or locked in keys, running out of fuel, flat batteries, and other common breakdown causes. Some providers may exclude certain issues as standard.

Additional benefits like car hire and accommodation may seem appealing but come at a premium. Consider whether you really need these extras or if basic roadside recovery will suffice.

Don't just automatically renew your breakdown cover each year either. It's wise to periodically compare breakdown cover using comparison sites. This takes a little time but can save you substantial money on your renewal premium. You may even find an enhanced policy for less cost.

In summary, breakdown cover gives total reassurance that expert help is on hand if your vehicle lets you down. Don't risk driving without it. Take the time to search for a competitively priced policy offering extensive protection on the roadside, allowing you to continue journeys with minimum disruption. Compare breakdown cover today and stay confident your car is in safe hands.