Discover Iceland: Travel Tips and Essential Insurance Advice
13/06/2024
Iceland, the land of fire and ice, is a unique destination that offers breathtaking landscapes, rich culture, and a plethora of outdoor adventures. From its dramatic volcanic landscapes and towering glaciers to its vibrant cities and serene hot springs, Iceland promises an unforgettable travel experience. To ensure a smooth and enjoyable journey, it's crucial to have the right insurance coverage. Here’s a comprehensive guide to exploring Iceland and making sure you’re properly insured.
Discovering Iceland: Must-Visit Destinations
1. Reykjavik
- Hallgrímskirkja Church: This iconic landmark offers stunning views of the city from its tower.
- The Blue Lagoon: A geothermal spa with milky blue waters, located just outside Reykjavik.
- Harpa Concert Hall: A striking glass building hosting concerts, cultural events, and exhibitions.
2. The Golden Circle
- Þingvellir National Park: A UNESCO World Heritage site where you can walk between two tectonic plates.
- Geysir Geothermal Area: Home to the famous Strokkur geyser, which erupts every few minutes.
- Gullfoss Waterfall: A powerful and stunning two-tiered waterfall.
3. South Coast
- Seljalandsfoss and Skógafoss Waterfalls: Two of Iceland’s most famous and picturesque waterfalls.
- Black Sand Beach (Reynisfjara): Known for its dramatic basalt columns and powerful waves.
- Jökulsárlón Glacier Lagoon: A stunning glacial lagoon filled with floating icebergs.
4. The North
- Akureyri: Iceland’s second-largest city, known for its botanical gardens and vibrant arts scene.
- Mývatn: A beautiful lake surrounded by geothermal areas, lava fields, and birdlife.
- Dettifoss: Europe’s most powerful waterfall, located in Vatnajökull National Park.
5. The Westfjords
- Dynjandi Waterfall: A series of waterfalls forming a stunning cascade.
- Ísafjörður: A charming town offering outdoor activities such as hiking, kayaking, and bird watching.
- Látrabjarg Cliffs: Home to millions of seabirds, including puffins.
Essential Insurance Tips for Your Icelandic Adventure
1. Travel Insurance
- Medical Coverage: Healthcare in Iceland is excellent, but it can be expensive for tourists. Ensure your travel insurance policy includes comprehensive medical coverage, including emergency medical evacuation.
- Trip Cancellation and Interruption: Protect your investment with coverage for trip cancellations or interruptions due to unforeseen events such as illness, injury, or natural disasters.
- Lost or Delayed Baggage: Choose a policy that provides compensation for lost, stolen, or delayed baggage to avoid inconvenience during your trip.
2. Health Insurance
- EHIC/GHIC Card: If you’re a UK citizen, carry your European Health Insurance Card (EHIC) or the new Global Health Insurance Card (GHIC). These cards provide access to state-provided healthcare at a reduced cost or sometimes for free. However, they are not a substitute for comprehensive travel insurance.
- Supplementary Health Insurance: Consider additional health insurance to cover private healthcare costs and medical repatriation.
3. Car Insurance
- Driving in Iceland: If you plan to rent a car, ensure your car rental insurance includes coverage for collision damage, theft, and third-party liability. Given Iceland’s rugged terrain, it’s also wise to include gravel protection.
- International Driving Permit (IDP): Depending on your home country, you may need an IDP to drive in Iceland. Verify the requirements before your trip.
4. Home Insurance
- Unoccupied Home Coverage: If you’re leaving your home unoccupied during your trip, check if your home insurance policy covers unoccupied property. Some policies might require additional coverage for extended periods of absence.
5. Personal Liability Insurance
- Accidental Damage: Personal liability insurance can protect you if you accidentally cause injury to someone or damage property during your trip. This is especially important in Iceland, where legal and compensation costs can be high.
Practical Travel Tips for Visiting Iceland
1. Language
- Learn Basic Icelandic Phrases: While English is widely spoken, learning a few basic Icelandic phrases can enhance your travel experience and help in daily interactions.
2. Transportation
- Renting a Car: Renting a car is the best way to explore Iceland’s diverse landscapes. Ensure you understand the local driving laws and conditions, especially in winter.
- Public Transport: Public transport is limited outside Reykjavik, so plan accordingly if you’re relying on buses.
3. Local Customs
- Respect Nature: Icelanders are proud of their natural environment. Stick to marked paths, avoid disturbing wildlife, and follow local guidelines to preserve the beauty of the landscape.
- Dining Etiquette: Icelandic cuisine features fresh, local ingredients. Be sure to try dishes like lamb, seafood, and Skyr. Tipping is not mandatory but appreciated for good service.
4. Safety
- Stay Vigilant: Iceland is generally safe, but it’s important to be aware of natural hazards such as sudden weather changes, strong currents, and slippery surfaces near waterfalls and glaciers.
- Emergency Services: Familiarize yourself with local emergency numbers (112 for emergency services).
5. Weather
- Prepare for All Seasons: Iceland’s weather can be unpredictable. Pack layers, waterproof clothing, and sturdy footwear to stay comfortable in varying conditions.
Iceland is a country of stunning natural beauty and rich cultural heritage, offering something for every type of traveler. By securing comprehensive insurance coverage and following practical travel tips, you can ensure a safe and enjoyable journey. Whether you’re exploring volcanic landscapes, relaxing in geothermal spas, or chasing the Northern Lights, proper planning and insurance will help you make the most of your Icelandic adventure. So, pack your bags, get insured, and get ready to explore the wonders of Iceland!
This article is designed to offer general advice and may not apply to every insurance, broker, insurer, cover or policy. You would need to check the individual policy benefits of each cover with your insurer or broker.
