Discover Denmark: Travel Tips and Essential Insurance Advice

11/06/2024

Travel Insurance Guide

Denmark, a land of picturesque landscapes, vibrant cities, and rich cultural heritage, offers an enchanting experience for travelers. From the charming streets of Copenhagen to the historic castles and scenic countryside, Denmark has something for everyone. To ensure your trip is enjoyable and stress-free, it’s important to have the right insurance coverage. Here’s a comprehensive guide to exploring Denmark and making sure you’re properly insured.

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Discovering Denmark: Must-Visit Destinations

1. Copenhagen

  • Nyhavn: This iconic 17th-century waterfront is known for its colorful buildings, historic ships, and lively atmosphere. It's the perfect place to enjoy a meal or a drink.
  • Tivoli Gardens: One of the world's oldest amusement parks, Tivoli Gardens offers rides, games, and beautiful gardens in the heart of the city.
  • The Little Mermaid: Visit this famous statue inspired by Hans Christian Andersen's fairy tale, a must-see landmark.

2. Aarhus

  • ARoS Aarhus Art Museum: Known for its rainbow panorama walkway, this museum offers a rich collection of contemporary art.
  • Den Gamle By: An open-air museum that recreates Danish life in different historical periods, offering a unique cultural experience.

3. Odense

  • Hans Christian Andersen Museum: Explore the life and works of Denmark's most famous author in his hometown.
  • Odense Zoo: A great destination for families, featuring a variety of animals and interactive exhibits.

4. Roskilde

  • Roskilde Cathedral: A UNESCO World Heritage site, this cathedral is the burial place of Danish monarchs.
  • Viking Ship Museum: Discover Denmark's Viking heritage through well-preserved ships and interactive exhibits.

5. Skagen

  • Grenen: Visit the northernmost point of Denmark, where the North Sea and the Baltic Sea meet.
  • Skagen Museum: Explore the works of the Skagen Painters, who were inspired by the area's unique light and landscapes.

Essential Insurance Tips for Your Danish Adventure

1. Travel Insurance

  • Medical Coverage: Healthcare in Denmark is of high quality, but it can be expensive for tourists. Ensure your travel insurance policy includes comprehensive medical coverage, including emergency medical evacuation.
  • Trip Cancellation and Interruption: Protect your investment with coverage for trip cancellations or interruptions due to unforeseen events such as illness, injury, or natural disasters.
  • Lost or Delayed Baggage: Choose a policy that provides compensation for lost, stolen, or delayed baggage to avoid inconvenience during your trip.

2. Health Insurance

  • EHIC/GHIC Card: If you’re a UK citizen, carry your European Health Insurance Card (EHIC) or the new Global Health Insurance Card (GHIC). These cards provide access to state-provided healthcare at a reduced cost or sometimes for free. However, they are not a substitute for comprehensive travel insurance.
  • Supplementary Health Insurance: Consider additional health insurance to cover private healthcare costs and medical repatriation.

3. Car Insurance

  • Driving in Denmark: If you plan to rent a car, ensure your car rental insurance includes coverage for collision damage, theft, and third-party liability. Check if your personal car insurance or credit card offers any coverage for car rentals abroad.
  • International Driving Permit (IDP): Depending on your home country, you may need an IDP to drive in Denmark. Verify the requirements before your trip.

4. Home Insurance

  • Unoccupied Home Coverage: If you’re leaving your home unoccupied during your trip, check if your home insurance policy covers unoccupied property. Some policies might require additional coverage for extended periods of absence.

5. Personal Liability Insurance

  • Accidental Damage: Personal liability insurance can protect you if you accidentally cause injury to someone or damage property during your trip. This is especially important in Denmark, where legal and compensation costs can be high.

Practical Travel Tips for Visiting Denmark

1. Language

  • Learn Basic Danish Phrases: While English is widely spoken, learning a few basic Danish phrases can enhance your travel experience and help in daily interactions.

2. Transportation

  • Public Transport: Denmark has an efficient public transport system, including trains, buses, and ferries. Consider purchasing a Copenhagen Card for unlimited access to public transport and free entry to many attractions.
  • Cycling: Denmark is known for its cycling culture. Rent a bike to explore cities like Copenhagen and Aarhus in a true Danish way.

3. Local Customs

  • Respect Local Etiquette: Danish culture values politeness and social interactions. Always greet people with a smile and be respectful of local customs.
  • Dining Etiquette: Take your time to enjoy meals and be mindful of table manners. Trying local dishes like smørrebrød (open-faced sandwiches) and Danish pastries is a must.

4. Safety

  • Stay Vigilant: Denmark is generally safe, but it's still important to be aware of your surroundings and safeguard your belongings to prevent theft or pickpocketing, especially in crowded areas and tourist spots.

5. Weather

  • Seasonal Variations: Denmark’s climate can vary significantly. Pack accordingly and be prepared for changes in weather, especially if you’re visiting during the cooler months.

Denmark is a country of stunning beauty and rich cultural heritage, offering something for every type of traveler. By securing comprehensive insurance coverage and following practical travel tips, you can ensure a safe and enjoyable journey. Whether you’re exploring historic sites, cycling through charming cities, or savoring delicious local cuisine, proper planning and insurance will help you make the most of your Danish adventure. So, pack your bags, get insured, and get ready to explore the wonders of Denmark!


This article is designed to offer general advice and may not apply to every insurance, broker, insurer, cover or policy. You would need to check the individual policy benefits of each cover with your insurer or broker.

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