Discover Belgium: Travel Tips and Essential Insurance Advice
11/06/2024
Belgium, a gem in the heart of Europe, is renowned for its medieval towns, Renaissance architecture, and vibrant cultural scene. From the historic streets of Brussels to the picturesque canals of Bruges and the lively atmosphere of Antwerp, Belgium offers a delightful blend of old-world charm and modern attractions. To ensure a smooth and enjoyable journey, it's crucial to have the right insurance coverage. Here’s a comprehensive guide to exploring Belgium and making sure you’re properly insured.
Discovering Belgium: Must-Visit Destinations
1. Brussels
- Grand Place: This UNESCO World Heritage site is the central square of Brussels, surrounded by opulent guildhalls and the Town Hall.
- Atomium: An iconic building designed for the 1958 Brussels World’s Fair, offering panoramic views of the city.
- Manneken Pis: A famous statue of a little boy urinating into a fountain, embodying the quirky spirit of Brussels.
2. Bruges
- Canal Tours: Explore the picturesque canals and medieval architecture that make Bruges one of Europe’s most charming cities.
- Belfry of Bruges: Climb the 366 steps to the top for a breathtaking view of the city.
- Market Square: Enjoy the vibrant atmosphere and try some local delicacies at the many cafés and restaurants.
3. Ghent
- Gravensteen Castle: A medieval fortress with a rich history and stunning views of the city.
- St. Bavo's Cathedral: Home to the famous Ghent Altarpiece, a masterpiece of early Netherlandish painting.
- Korenlei and Graslei: Beautiful quays along the River Leie, perfect for a leisurely stroll.
4. Antwerp
- Cathedral of Our Lady: A stunning Gothic cathedral housing works by the famous Baroque painter Peter Paul Rubens.
- Antwerp Zoo: One of the oldest zoos in the world, located in the heart of the city.
- Diamond District: Explore the world-renowned district where most of the world’s diamonds are traded.
5. Leuven
- KU Leuven: One of the oldest universities in Europe, contributing to the city's vibrant student life.
- Grote Markt: The central square lined with beautiful historic buildings and bustling cafés.
- M-Museum Leuven: A modern museum with a diverse collection of contemporary and historical art.
Essential Insurance Tips for Your Belgian Adventure
1. Travel Insurance
- Medical Coverage: Healthcare in Belgium is excellent, but it can be costly for tourists. Ensure your travel insurance policy includes comprehensive medical coverage, including emergency medical evacuation.
- Trip Cancellation and Interruption: Protect your investment with coverage for trip cancellations or interruptions due to unforeseen events such as illness, injury, or natural disasters.
- Lost or Delayed Baggage: Choose a policy that provides compensation for lost, stolen, or delayed baggage to avoid inconvenience during your trip.
2. Health Insurance
- EHIC/GHIC Card: If you’re a UK citizen, carry your European Health Insurance Card (EHIC) or the new Global Health Insurance Card (GHIC). These cards provide access to state-provided healthcare at a reduced cost or sometimes for free. However, they are not a substitute for comprehensive travel insurance.
- Supplementary Health Insurance: Consider additional health insurance to cover private healthcare costs and medical repatriation.
3. Car Insurance
- Driving in Belgium: If you plan to rent a car, ensure your car rental insurance includes coverage for collision damage, theft, and third-party liability. Check if your personal car insurance or credit card offers any coverage for car rentals abroad.
- International Driving Permit (IDP): Depending on your home country, you may need an IDP to drive in Belgium. Verify the requirements before your trip.
4. Home Insurance
- Unoccupied Home Coverage: If you’re leaving your home unoccupied during your trip, check if your home insurance policy covers unoccupied property. Some policies might require additional coverage for extended periods of absence.
5. Personal Liability Insurance
- Accidental Damage: Personal liability insurance can protect you if you accidentally cause injury to someone or damage property during your trip. This is especially important in Belgium, where legal and compensation costs can be high.
Practical Travel Tips for Visiting Belgium
1. Language
- Learn Basic Phrases: Belgium has three official languages: Dutch, French, and German. Learning a few basic phrases in the local language of the region you are visiting can enhance your travel experience.
2. Transportation
- Public Transport: Belgium boasts an efficient public transport system, including trains, trams, and buses. Consider purchasing a rail pass if you plan to travel extensively by train.
- Cycling: Belgium is bike-friendly with many cycling paths. Renting a bike can be a great way to explore cities and the countryside.
3. Local Customs
- Respect Local Etiquette: Belgian culture values politeness and social interactions. Always greet people with a smile and be respectful of local customs.
- Dining Etiquette: Enjoy the local cuisine, including waffles, chocolate, and beer. Dining is a relaxed affair, so take your time and savor the experience.
4. Safety
- Stay Vigilant: Belgium is generally safe, but it's still important to be aware of your surroundings and safeguard your belongings to prevent theft or pickpocketing, especially in crowded areas and tourist spots.
- Safe Areas: Research safe areas to visit and avoid walking alone at night in unfamiliar or isolated places.
5. Weather
- Seasonal Variations: Belgium’s climate can vary, with mild winters and cool summers. Pack accordingly and be prepared for changes in weather, especially if you’re visiting during different seasons.
Belgium is a country of stunning beauty and rich cultural heritage, offering something for every type of traveler. By securing comprehensive insurance coverage and following practical travel tips, you can ensure a safe and enjoyable journey. Whether you’re exploring historic sites, indulging in delicious Belgian chocolate, or enjoying the vibrant nightlife, proper planning and insurance will help you make the most of your Belgian adventure. So, pack your bags, get insured, and get ready to explore the wonders of Belgium!
This article is designed to offer general advice and may not apply to every insurance, broker, insurer, cover or policy. You would need to check the individual policy benefits of each cover with your insurer or broker.
