Car Accident Checklist
25/04/2024
Here's a helpful guide for what to do immediately after a car accident:
1. Stop the car promptly – failing to do so is an offense.
2. Turn off the engine and switch on hazard lights.
3. Check for injuries to yourself and passengers.
4. If it's a minor collision with no injuries, make a note of it for future reference.
5. Call the police and ambulance if needed, especially if there are injuries or the road is blocked.
6. Stay as calm as possible, take deep breaths, and try to assess the situation.
7. Avoid apologizing or admitting fault until you fully understand what happened.
8. Call the police if:
- The other driver leaves without giving details.
- You suspect the other driver is uninsured, under the influence, or caused the collision intentionally.
9. Exchange motoring details:
- Share name, address, and insurance information with everyone involved.
- Take down passenger and witness details.
- Verify ownership of the other vehicle if not owned by the driver.
10. Record details at the scene:
- Vehicle make, model, color, and number plate.
- Time, date, and driving conditions.
- Damage to vehicles and injuries.
- Names and contact details of witnesses.
- Take photos of the scene and vehicle positions.
11. If no one else is involved, leave your details for property damage.
12. Making a claim:
- Contact your insurance company immediately.
- Provide policy details, car registrations, driver information, and insurance details if available.
Bookmark this guide to be prepared in case of an accident.
This article is designed to offer general advice and may not apply to every insurance, broker, insurer, cover or policy. You would need to check the individual policy benefits of each cover with your insurer or broker.
